Why do I receive a text message after a purchase, withdrawal or transfer?

You will receive a free text message as soon as you transfer, withdraw or pay an amount in a currency other than euro. In that case, you will have to pay 1.75% extra on top of the amount of the transaction for foreign exchange charges for transactions in a foreign currency.

The conversion into euro is done according to Mastercard International's exchange rate, based on the one of the European Central Bank (ECB). This text message shows you the difference (in %) between the reference rate of the ECB and the one of Mastercard (costs included).

You will receive a text message for the transaction performed in the following currencies:

  • Bulgaria (BGN)
  • Croatia (HRK)
  • Czech Republic (DKK)
  • Denmark (DKK)
  • Hungary (HUF)
  • Iceland (ISK)
  • Liechtenstein (CHF)
  • Norway (NOK)
  • Poland (PLN)
  • Romania (RON)
  • Sweden (SEK)


You can easily turn these text messages on or off using the form below.

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